Products

Small Business Products that make a difference

$5,000 to $250,000 over 3-24 months

1. Apply Online

A fast and easy application takes as few as 10 minutes. Or call 800.643.7581 to speak to a US-based Loan Specialist.

2. Get Funded

If approved, receive funding in as fast as 24 hours.
Funding via ACH or wire depending on your location.

3. Daily or Weekly Payback

Fixed, automated payments made daily or weekly. You don’t have to worry about large end-of-month due dates.

Products

Business Loans

Offers a fixed repayment structure. Financing is based on the business's annual gross revenue.

Minimums requirements:

  • Annual gross sales exceed $100,000
  • Time in business is at least 12 months
  • Not currently in bankruptcy
  • Rent/Mortgage ‘paid as agreed’

Benefits:

  • Set maturity date
  • Small daily deduction from your business bank account (Monday-Friday, weekly payments available)
  • Term loans available 4-24 months
  • No personal collateral required
  • 24 hour pre-approval process
  • Funding as fast as 2-3 days after approval
  • Higher approval rates than traditional banks

Business Advances

Business Advances are not loans. Instead they are the sale and purchase of future credit and debit card (Visa, Mastercard, Discover & AMEX) receipts from a business. Repayments are based on a fixed percentage of these receipts. It's a cash flow friendly approach to small business financing.

Minimums to consider

  • Business receives a portion of their annual gross sales through credit card payments for good and services
  • Revenue may be seasonal, cyclical or variable month to month
  • Annual gross sales exceed $100,000
  • Time in business is at least 12 months

Benefits

  • There is no set maturity date or fixed daily payments. We get repaid as you get paid
  • Small fixed daily % of card sales withheld until the balance of the purchased receipts are satisfied
  • No personal collateral required
  • No switch in credit card processing required (Free analysis of current processing costs)
  • 24 hour pre-approval process
  • Funding as fast as 2-3 days after approval
  • Higher approval rates than traditional banks

 

Value Proposition/Expansion

With a $50,000 loan from Bankers Capital Funding over a 12 month term,  you grow your annual profits by an additional $40,000, after paying of the cost of funds at $8000,  your profits will be $32,000.